ACAMS CAMS7 中文 : Certified Anti-Money Laundering Specialist (CAMS7 the 7th edition) (CAMS7中文版)

  • Exam Code: CAMS7 中文
  • Exam Name: Certified Anti-Money Laundering Specialist (CAMS7 the 7th edition) (CAMS7中文版)
  • Updated: Sep 26, 2026     Q & A: 447 Questions and Answers

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ACAMS CAMS7 中文 Exam Syllabus Topics:

SectionWeightObjectives
Building and Managing Anti-Financial Crime Compliance Programs28%- Audit, testing and continuous improvement
- Training, awareness and internal communication
- Customer due diligence and know-your-customer
  • 1. CDD, EDD, beneficial ownership identification
  • 2. politically exposed persons and high-risk clients
- Monitoring, reporting and record keeping
  • 1. Legal record retention requirements
  • 2. Transaction monitoring and alert management
  • 3. Suspicious activity reporting (SAR/STR)
- Program framework and policies
  • 1. Policies, procedures and controls design
  • 2. Risk assessment and risk-based approach
Global Anti-Financial Crime Frameworks, Governance and Regulations24%- International standards and bodies
  • 1. Basel Committee, Wolfsberg Group, UN conventions
  • 2. FATF 40 Recommendations
- Regional and national regulations
  • 1. USA PATRIOT Act and extraterritorial laws
  • 2. EU AML Directives
- Governance, accountability and ethics
  • 1. Roles of board, senior management and compliance function
  • 2. Ethical obligations and professional standards
Tools, Technologies and Investigations22%- Technology and systems
  • 1. Cryptoasset and virtual asset compliance
  • 2. Monitoring systems, screening tools, data analytics
- Remediation and response
  • 1. Corrective actions and regulatory engagement
- Investigation processes and evidence handling
  • 1. Case management and escalation
  • 2. Cooperation with authorities and information sharing
Understanding Risks and Methods of Financial Crime26%- Money laundering stages and techniques
  • 1. Methods across financial sectors and businesses
  • 2. Placement, layering, integration
- Sanctions regimes and compliance risks
  • 1. Risk identification and mitigation
  • 2. UN, EU, OFAC frameworks
- Terrorism financing and proliferation financing
  • 1. Distinctions from money laundering
  • 2. Sources and mechanisms
- Financial crime risks and consequences
  • 1. Institutional, individual, economic and social impacts

ACAMS Certified Anti-Money Laundering Specialist (CAMS7 the 7th edition) (CAMS7中文版) Sample Questions:

Question #1

哪些領域的法規對反洗錢/反恐怖主義融資應用影響最大? (選擇三項。)

  • A. 監察員與反競爭機構
  • B. 外匯管制以及珍貴寶石和金屬交易
  • C. 消費者保護、金融包容性以及環境、社會與治理
  • D. 資訊安全、資料隱私與網路安全
  • E. 電子合約與生物簽名接受
Reveal Solution  Discussion  0

Correct Answer: B,C,D  🗳️

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Question #2

一家金融機構的交易監控系統發現,一個小型企業帳戶的國際電匯金額異常高。這些轉帳被送到多個以監管力度有限而聞名的司法管轄區。此外,一名員工在上門拜訪時報告了帳戶持有人的可疑行為,帳戶持有人要求提取大額現金,但並未提供明確的商業理由。作為調查的一部分,合規團隊必須評估此活動是否可疑,並確定適當的後續措施。
在調查過程中,應先採取下列哪個步驟來正確收集資訊並評估交易是否可疑?

  • A. 根據員工的可疑行為報告,立即提交可疑活動報告 (SAR)
  • B. 查看帳戶的交易記錄以確定模式,包括電匯的頻率、目的地和目的
  • C. 直接聯絡客戶,詢問大額提現的原因
  • D. 通知高階管理層並建議因潛在風險而關閉帳戶
Reveal Solution  Discussion  0

Correct Answer: B  🗳️

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Question #3

為防範金融犯罪風險,已實施的政策、控制措施和程序必須:

  • A. 僅由第一道防線創建、批准和擁有,並每年進行審查。
  • B. 應與公司的規模和性質相稱,經高階管理層批准,並定期審查
  • C. 由企業填寫並由外部公司驗證
  • D. 採用最新可用技術,包含複雜且自動化的控制措施
Reveal Solution  Discussion  0

Correct Answer: B  🗳️

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Question #4

當金融機構收到有關客戶的大陪審團傳票時,應該採取什麼行動?

  • A. 提交文件前通知被調查的客戶
  • B. 讓該機構指定的法律顧問審查傳票
  • C. 影印客戶的文件並將原件提交給執法機構
  • D. 根據執法機構的口頭要求,保持客戶帳戶開放
Reveal Solution  Discussion  0

Correct Answer: B  🗳️

Question #5

金融業嚴重依賴基於規則的交易監控方法來檢測可疑活動。
基於場景的系統使用技術和演算法來識別:(選擇三個。)

  • A. 隱藏的受益所有人。
  • B. 涉及在一天中不尋常的時間發生的交易的可疑行為。
  • C. 涉及超過一定金額的交易的交易模式。
  • D. 涉及在遠離客戶通常消費模式的地點發生的交易的異常。
  • E. 涉及竊盜或偽造身分的詐欺性身分。
Reveal Solution  Discussion  0

Correct Answer: B,C,D  🗳️

Explanation: Only visible for Pass4guide members. You can sign-up / login (it's free).

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