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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. An insurer fails to promptly provide a reasonable explanation for the denial of a claim as a general business practice. This is considered to be

A) a violation of the grace period provision.
B) a fraudulent insurance act.
C) a contractual liability.
D) an unfair insurance practice.

2. Which of the following is considered a voluntary lien?

A) Mortgage lien.
B) Real estate tax lien.
C) Construction lien.
D) State tax lien.

3. When a mortgagee's title insurance policy is issued and no owner's policy will be issued, a written waiver must be signed by the:

A) Mortgagee
B) Mortgagor
C) Title agent
D) Seller

4. Coverage under a loan policy remains effective

A) until the lender assigns the mortgage.
B) until the secured debt is satisfied.
C) until the property is sold.
D) during the life of the owner.

5. Which of the following is the broadest form of ownership allowed by law?

A) easement estate
B) life estate
C) fee simple
D) leasehold

Solutions: